AML Policy

1Win N.V., registered in Curaçao (company no. 147039) and licensed under Curaçao eGaming License 8048/JAZ2018-040, is committed to preventing money laundering, terrorist financing, and other financial crimes. This Anti-Money Laundering (AML) Policy sets out the procedures and controls that 1Win implements to comply with international standards, including the Financial Action Task Force (FATF) Recommendations and applicable regulations in the jurisdictions where we operate. All players and partners must comply with the requirements outlined in this policy.

The purpose of this policy is to establish a framework for identifying, assessing, and mitigating the risk of money laundering and terrorist financing. This policy applies to all players, employees, contractors, and third-party service providers of 1Win. It covers all transactions and activities conducted on the 1Win platform, including deposits, withdrawals, wagering, and account management.

1Win operates under the Curaçao eGaming regulatory framework, which incorporates standards aligned with the Financial Action Task Force (FATF) Recommendations on Combating Money Laundering and the Financing of Terrorism. Our compliance programme is designed to meet or exceed the requirements of the Fifth Anti-Money Laundering Directive (5AMLD) and Sixth Anti-Money Laundering Directive (6AMLD) as applicable to licensed gaming operators. All staff and players are expected to understand and adhere to these standards.

Before you open an account with 1Win, you must complete our Customer Due Diligence process. This includes providing accurate personal information, proof of identity, and proof of address. You are required to verify that the information you submit is truthful, current, and complete. 1Win will not activate your account until CDD requirements are satisfied.

1Win applies Enhanced Due Diligence to players identified as higher risk. This includes politically exposed persons (PEPs), players making deposits or withdrawals exceeding specified thresholds, players from high-risk jurisdictions, and those whose transaction patterns suggest elevated risk. EDD may require additional documentation, source of funds verification, and ongoing monitoring.

1Win monitors all transactions in real time to detect patterns consistent with money laundering, terrorist financing, or other financial crimes. We use automated systems and manual review to identify suspicious activity, including structuring (breaking large deposits into smaller amounts to avoid detection), rapid movement of funds, and transactions inconsistent with a player's profile.

1Win is obligated to report suspicious transactions and activities to the relevant Financial Intelligence Unit (FIU) in accordance with applicable law. Reports are filed when there is reasonable suspicion of money laundering, terrorist financing, or other financial crime, regardless of whether a transaction is completed. 1Win does not disclose to the player that a suspicious activity report has been filed.

1Win maintains comprehensive records of all customer due diligence documentation, transaction history, and monitoring activities. Records are retained for a minimum of five years after the end of the business relationship or after the date of the transaction, whichever is later. Records are stored securely and made available to regulators and law enforcement upon request.

1Win has appointed a Money Laundering Reporting Officer (MLRO) responsible for overseeing the AML compliance programme, investigating suspicious activity, filing reports with the FIU, and ensuring staff training. The MLRO reports directly to senior management and the board and has authority to implement AML controls without interference. Employees must report suspicious activity to the MLRO immediately.

All players are screened against international sanctions lists, including those maintained by the United Nations, European Union, United States Office of Foreign Assets Control (OFAC), and other relevant authorities. Players identified as sanctioned individuals or entities are blocked from accessing the platform. PEP screening is conducted at account opening and periodically during the business relationship.

All 1Win employees, contractors, and relevant third parties receive mandatory AML training upon hire and at least annually thereafter. Training covers money laundering and terrorist financing risks, customer due diligence procedures, transaction monitoring, reporting obligations, and sanctions compliance. Staff are required to maintain confidentiality regarding AML investigations and suspicious activity reports.

You are responsible for providing accurate, truthful, and complete information during account registration and at any time 1Win requests updates. You must declare the source of your funds and ensure that all deposits originate from legitimate sources. You must not use your account for money laundering, terrorist financing, or any illegal activity. Failure to comply with these requirements may result in account suspension, forfeiture of funds, and referral to law enforcement.

1Win reserves the right to suspend or terminate your account at any time if there is reasonable suspicion of money laundering, terrorist financing, sanctions violations, or other financial crime. Suspended accounts may be frozen pending investigation. Funds in a frozen account will not be released until the investigation is complete and 1Win determines that no violation has occurred. If a violation is confirmed, funds may be forfeited and reported to the relevant authorities.

This AML Policy is reviewed annually and updated to reflect changes in regulations, FATF guidance, and industry best practices. 1Win reserves the right to modify this policy at any time. Changes will be communicated to players through the 1win official site. Continued use of the platform constitutes acceptance of any updated policy.